Serving all of Northeast Ohio
Medicaid can be a highly beneficial program for many individuals as they age and their need for long-term care increases. However, the qualification and application process can be confusing and challenging to navigate. Heather Moseman is an experienced Medicaid Attorney that can offer you the support and knowledge you need to determine if you are qualified for Medicaid and ensure your financial well-being as you navigate disability or age-related long-term care.
Qualifying For MedicaidTo qualify for long-term Medicaid coverage in Ohio, you must be a resident of Ohio and have one of the following conditions: legally blind, disabled, aged, or a limiting physical factor. These conditions also must require you to need home care services or live in a supportive care ( Nursing Home or Assisted Living) facility. The timing of these events and your medical history are also relevant, as eligibility includes a look-back period where your needs are assessed. The assessment to determine if you are qualified for Medicaid is made by the Department of Job and Family Services for the County in which you reside. The assessment is a look at your financial situation and transactions you have made for the past five (5) years. A medical assessment is also completed by a representative of the Department of job and Family Services, or the medical staff at a hospital or at the facility to which you seek admission. There are income and asset qualifications required for you to receive financial assistance from the State Department of Medicaid. The income and asset limits do change from year to year and those can be found by clicking here. The evaluation completed by the Department of Job and Family Services includes looking at various aspects of your life, but one of the most important areas are your assets. There are different qualification limits based upon the type of Medicaid assistance you are seeking and your marital status at the time of application. Medicaid Attorney When reviewing your assets, certain assets are exempt and will not be considered when determining your eligibility for Medicaid coverage. These can include:
- Applicant’s residence – if your spouse continues to reside in the home or you plan to return to the home from a facility
- Home goods and furniture
- Auto vehicles – one per applicant
- Term life insurance, or whole life insurance if the face value is less than $1500
- Irrevocable burial or funeral contracts