MOSEMAN LAW OFFICE BLOG

Ohio Bankruptcy, Business & Probate Lawyer

Bankruptcy and Divorce

Bankruptcy and Divorce

If you are considering a divorce or if divorce proceedings have begun, you may need to consider the option of bankruptcy. Having financial hardship can be just as detrimental to your financial security as a looming divorce. Given your unique situation, it is essential...

You Have Lost a Loved One, Now What?

You Have Lost a Loved One, Now What?

It is never easy to navigate losing a loved one.  One of the many things you must address is transferring their assets, either to the persons entitled to receive them by law or entitled to receive them under the deceased’s Will.  Where do you even...

Eliminating Business Debt

Eliminating Business Debt

Whether you are running a large corporation or a small family business, you never want to have business debt. While some debt is expected when you are running a company, excessive business debt is the easiest way to bog down your career and put yourself and your...

Tips For Selling Your Home On Your Own

Tips For Selling Your Home On Your Own

If you’ve decided to sell your home, you have a couple of choices whenever it comes to how to go about this. Most real estate agents can help you sell your home, but they also charge large commissions. If you don’t want to give away a 6% commission, then you will need...

RETIREMENT PLANNING BY BIRTHDAY MILESTONES

RETIREMENT PLANNING BY BIRTHDAY MILESTONES

Between the ages of 50 and 72, there are many situations that can affect your retirement.  Let’s discuss some of those situations so you can make the best decisions for your future. You are 50 Play 'catch up!'  At age 50, you can contribute $6500.00 or more to your...

Medicare:  Should You Sign Up At 65 If You Are Still Working?

Medicare: Should You Sign Up At 65 If You Are Still Working?

Millions of people find themselves in a position where they are still working yet have turned 65 years old.  Americans are eligible for Medicare when they turn 65, but if you are working and still covered on your employer’s health insurance plan, does it make sense to...

Bankruptcy and Student Loan Debt

Bankruptcy and Student Loan Debt

It is not common for student loans to be forgiven in bankruptcy.  Student loans are considered special loans and bankruptcy does not usually apply. Only a unique hardship qualifies an individual to get out from under the weight of student loan debt.  The...

Understanding Your FICO Score & How It Is Calculated

Understanding Your FICO Score & How It Is Calculated

You can see your FICO score just about anywhere. You know it affects your ability to get loans and influences the interest rate on that loan. But how the heck do they create it? The exact algorithm is still a mystery, and likely to remain so, but here are some factors...

Understanding Mortgage Forbearance

Understanding Mortgage Forbearance

As the COVID-19 health crisis impacted the economy and thrust many people into financial hardships, lenders used mortgage forbearance to help borrowers remain in their homes. This was a very successful strategy that made mortgage delinquencies less common than they...

Important Information Regarding the Third Stimulus Package

Important Information Regarding the Third Stimulus Package

Expanded Child Credit and Unemployment Payment Exemption from Gross Income The funds from the 3rd stimulus package will start coming from the IRS over the next few months. Some of those payments include payments to two specific groups of people.  The first is...

Moseman Law Office

Moseman Law Office is a full-service legal firm located in Mentor, Ohio, serving nearby counties, and providing personalized legal solutions to its clients.

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Moseman Law Office
6990 Lindsay Drive #2
Mentor, OH 44060
Phone: (440) 255-0832