Seven Things to Avoid Before Filing for Bankruptcy Relief

If you are struggling with debts you cannot pay, you may want to consider filing for bankruptcy relief. A bankruptcy discharge can wipe away most, if not all, unsecured debts to give you a fresh start to recover from a financial crisis. However, some financial...

Does Filing a Bankruptcy Alone Affect My Spouse’s Credit?

You need to file bankruptcy but your spouse doesn’t want to or can’t file at the same time. He or she has debts of their own and they are choosing to continue to pay them. You can file as a married person without your spouse filing with you. Sometimes this is even an...

HELP! I’m Drowning in Student Loan Debt

You have graduated from college or trade school and now you have to start repaying the loan that you took out to be able to get your education. There are several options to make it easier to deal with repaying the loan. The first is to see if you qualify for a loan...

What Happens to the Debt on My House When I File Bankruptcy

When you purchase a house you sign two separate documents related to the borrowed money. The first is a Promissory Note it is a promise to pay the money you borrowed back. The second is a Mortgage which secures the promise to the real estate you bought. They are two...

Savings in the Palm of Your Hand

With summertime nearly here (if mother nature doesn’t throw us any more curve balls) we all get excited about being able to enjoy outside activities with friends and family. Whether it is going to the beach, family BBQ’s, sporting event, and concerts, most things cost...

Graduation with Debt

Congratulations! You have graduated from college, with student loans and credit card debt! Now what? So you find a job in your chosen profession but you’re still living in your mom and dad’s basement. This was not the plan. What can you do? There are several options...