Does Bankruptcy Make Sense for Me?

Photo by Melinda Gimpel on Unsplash Wondering whether bankruptcy is the best debt relief option for you is normal. It is wise to question whether filing for bankruptcy makes sense for you. When you question filing for bankruptcy, you are more likely to...

When Should I File for Bankruptcy?

Filing for bankruptcy relief is a serious decision. Many financial matters should be considered before proceeding with a Chapter 7 or Chapter 13 bankruptcy case. While bankruptcy gets rid of debt, there could be other financial consequences of filing for bankruptcy....

Student Loans: What You’ll Repay

It seems that student loan debt is a fact of life for many of us. Whether you are a new graduate struggling to find a job, have been back to school for a career move or signed for a parent-plus loan, these loans have expensive consequences. There are bills going...

Seven Things to Avoid Before Filing for Bankruptcy Relief

If you are struggling with debts you cannot pay, you may want to consider filing for bankruptcy relief. A bankruptcy discharge can wipe away most, if not all, unsecured debts to give you a fresh start to recover from a financial crisis. However, some financial...

Does Filing a Bankruptcy Alone Affect My Spouse’s Credit?

You need to file bankruptcy but your spouse doesn’t want to or can’t file at the same time. He or she has debts of their own and they are choosing to continue to pay them. You can file as a married person without your spouse filing with you. Sometimes this is even an...

HELP! I’m Drowning in Student Loan Debt

You have graduated from college or trade school and now you have to start repaying the loan that you took out to be able to get your education. There are several options to make it easier to deal with repaying the loan. The first is to see if you qualify for a loan...