Bankruptcy vs. Debt Consolidation: Know the Difference!

Bankruptcy vs. Debt Consolidation: Know the Difference! So, the late-night ads are luring you in, and you really don’t want to use the “bankruptcy tool,” but how do you know which option is best for you? The Risks of Debt Consolidation Services Debt...

The Pros and Cons of Filing for Chapter 13 Bankruptcy

Pros: Can protect your house and car if you are behind on the payments. It gives you up to 5 years to pay the arrearage while maintaining current payments Can address some divorce obligations such as payment of a property settlement. Can pay priority obligations like...

Can Bankruptcy Help You With Medical Debt?

A major illness can set you back not only medically but financially.  Time off work, job loss and medical bills can leave you drowning.  So, can bankruptcy help me get rid of my medical debt?  YES.  How? In a Chapter 7 your medical debt is wholly dischargeable.  That...

Bankruptcy and Your Home:  Can You Keep It?

Foreclosures are on the rise. Interest rates have gone up and are not likely to go down. Your property taxes have increased. You are struggling to make your mortgage payments and still buy food. Now what? There are some options that can help. Bankruptcy is one of...

Bankruptcy Is Not the End – It’s the Beginning of Relief

You’ve probably heard this—or even thought it yourself. But here’s the truth behind common bankruptcy myths: “I can’t file bankruptcy—everyone will know!”No one will know you filed for bankruptcy unless you tell them. It’s not posted in the newspaper or online. There...

Struggling with Debt:  Bankruptcy could be the solution

Hey!  You who is not sleeping!  You who is worried about putting food on the table?  You who is out of money before you are out of days in the month!  There is a way out.  Bankruptcy can help you get out of debt and get on with your life.  No one wants to see a...