Bankruptcy and Student Loan Debt

It is not common for student loans to be forgiven in bankruptcy.  Student loans are considered special loans and bankruptcy does not usually apply. Only a unique hardship qualifies an individual to get out from under the weight of student loan debt.  The...

Understanding Mortgage Forbearance

As the COVID-19 health crisis impacted the economy and thrust many people into financial hardships, lenders used mortgage forbearance to help borrowers remain in their homes. This was a very successful strategy that made mortgage delinquencies less common than they...

What Bankruptcy Can Do For You

The world is in the middle of a pandemic. You are being bombarded with information, options, and opportunists trying to get you to patronize them. You need some facts to help make good decisions right now and that will be right for you when we open for commerce again....

Does Bankruptcy Make Sense for Me?

Photo by Melinda Gimpel on Unsplash Wondering whether bankruptcy is the best debt relief option for you is normal. It is wise to question whether filing for bankruptcy makes sense for you. When you question filing for bankruptcy, you are more likely to...

When Should I File for Bankruptcy?

Filing for bankruptcy relief is a serious decision. Many financial matters should be considered before proceeding with a Chapter 7 or Chapter 13 bankruptcy case. While bankruptcy gets rid of debt, there could be other financial consequences of filing for bankruptcy....

Your Long-Term Care Options?

The cost of long-term care can be substantial. Assisted care costs can range from $50,000 to $100,000 a year, depending on the type of care required. Many families and individuals do not have the funds or resources to pay for extended stays in nursing homes or other...